Summer is a popular time to take a vacation. However, unless you have hired someone to watch your home, you will be leaving it empty for days at a time while you are away. During this time, it’s a lot easier for people to break in and steal and/or vandalize your property.
Protecting Your House
To keep your home from being a prime target, follow the precautionary steps below.
1. Know what burglars want.
Understanding what burglars want to steal can help you prevent some of the most serious thefts. Most homeowners already know that burglars like to steal expensive items like jewelry and electronics. However, these criminals are also on the lookout for medications, liquor, and other controlled substances that can be sold on the street. In addition, some burglars may also be looking for personal identification documents, such as your passports or social security cards.
2. Have someone check on your home.
If your home is abandoned for several days, it is more likely to become a target for burglars. Ask a friend or family member to stop by a few times while you are away to pick up mail, collect newspapers, and make sure there haven’t been any signs of foul play.
3. Invest in a security system.
If you have a security system, burglars are less likely to break into your home. If someone does attempt to break in, the security system will deter them from stealing anything. If you have your security system set up to call for help when the alarm is triggered, the burglar may even be caught.
4. Don’t advertise your absence.
When you are away on vacation, posting pictures on social media may be tempting. However, doing so tells everyone who can see your profile that you aren’t at home, making a burglary more likely.
5. Make sure your insurance policy is up-to-date.
Although you can take steps to prevent a burglary, it is still a good idea to prepare for the possibility of a break-in before you leave. Make sure that your insurance policy is up-to-date and includes an updated inventory of all of the most important items in your home.
Dealing with the Aftermath of a Burglary
Even when you do everything you can to prevent a burglary, a break-in may still occur while you are on vacation. If someone broke into your home:
- You are likely to feel violated. – Even if the financial loss wasn’t significant, having someone break into your home can cause you to feel violated and unsafe.
- Your insurance may cover the damage. – If items were stolen from your home, and/or if your home was damaged in the break-in, your homeowner’s insurance may cover the cost of replacements and repairs.
Following a burglary, you should call your insurance agent as soon as possible to discuss the loss and begin the claims process. To discuss your current coverage or to learn more about protecting yourself from burglary, contact Binford Insurance.
