Perhaps the most common misconception when working with a home insurance company like Binford Insurance is that it’s up to you to do the navigating of policy decisions on your own. There are larger insurers out there who want you to fit into a very specific mold, limiting your access to all policy options. Other companies offer just one option to you, not wavering in what they can offer to give you better protection or improved costs.
That’s not what we do at Binford Insurance. As an independent insurance agency, we work with you and for you – not for the insurers. That means we can help you navigate the options to find the best home insurance for you, across numerous underwriters and companies.
Here’s Why That Matters to Us
As an independent home insurance agency, we value your needs for a policy that fits your home and life. Yet, we know you want a good rate, too. Here’s what we do to help that happen.
We Consider All Insurers You Qualify For
Most people don’t know that insurance companies will not always provide coverage to some people or some homes. They have numerous disqualification factors – things that you cannot always control. Our job is to find coverage that is available to you. This includes giving you access to coverage even if you have a history of filing claims or you live in a high-risk area. We also work with you to give you coverage options based on what’s happening at home, such as if you have hazardous materials at your home or if What Is the Best Home Insurance Company for Me?you are running your company out of your home.
We’ll help you find companies that will provide you coverage even if:
- You have a criminal history
- You have maintenance problems present
- Your coverage lapsed at some point
We Find Safe Companies
We know what companies are best for you because we can look at their Am Best Rating. This is just one factor, of many, that is important to our team as we compare coverage options available to you. We want you to have coverage that’s going to be there when you actually need it.
We Help You Find Coverage Fitting to Your Home
Did you know that some policies are less flexible than others? Let’s say you need an endorsement for high-end valuables at your home. Our team will help you compare all the policy options that fit your goals. Most homeowners don’t know there are various types of coverage (they are named A through F). Each one is a bit different in the perils it will and will not cover.
Our team will help you find policies that fit your home’s needs. This is not the typical cookie-cutter style policy other insurers offer. With us, you have options.
Getting the Best Price Is Also Our Goal
All of this information taken into consideration; we also work hard to ensure you have access to the best rates. That will take into consideration the age of your home and its size. We also want to consider its overall value. Allow our independent contractors to help you navigate each step here to find the best home insurance coverage at your price point.
Let Us Do the Work for You in Finding Your Coverage
Instead of becoming frustrated with the lack of insight that you need from an insurance company, work with our team at Binford Insurance. We’ll help you track down all of your options, help you find the best coverage, and then help you save money. Put your trust in our team when you want the best home insurance available.